Scottie Smith II's Blog Posts

Scottie Smith II's Blog Posts

Student Loans Equal Higher Credit Scores
According to a recent analysis by CoreLogic, Millennial renters (aged 20-34) who have student loan debt also have higher credit scores than those who do not have stu...

You Need An Agent Who Will Put You First
When it comes to buying a home, whether you are a rookie homebuyer or have gone through the process many times, having a local real estate expert who is well versed in the neighbor...

Why Are Mortgage Interest Rates Increasing
According to Freddie Mac’s latest Primary Mortgage Market Survey, the 30-year fixed rate mortgage interest rate jumped up to 3.94% last week. Interest rates had be...

Thinking Of Selling Dont Overlook An Outdated Kitchen Buyers Wont
If you are planning on listing your home for sale, make sure that you don’t overlook the condition of your kitchen. A recent article on realtor.com listed&nbs...

Existing Home Sales Surge Forward Through Fall INFOGRAPHIC
Some Highlights: The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report. First-time homebuyers made up 33% of all sal...

5 Reasons To Hire A Real Estate Professional When Buying Selling
Whether you are buying or selling a home, it can be quite an adventurous journey; you need an experienced Real Estate Professional to lead you to your ultimate goal. In this world ...

Whats Happening In Your City
Most people know Frisco is growing rapidly, but are unaware of what exactly is moving here! For me, the most exciting part is learning of all the new shopping, dining, and enter...

7 Graphs That Show The Real Estate Market Is Back
Some Highlights:Distressed property sales fell to its lowest number since NAR began tracking it in 2008.As you can see, with less distressed properties, sales are up in all price r...

Buying A Home Can Be Scary Unless You Know The Facts
36% of Americans think they need a 20% down payment to buy a home. 44% of Millennials who purchased a home this year have put down less than 10%. 71.8% of loan applications wer...

Have You Put Aside Enough For Closing Costs
There are many potential homebuyers, and even sellers, who believe that you need at least a 20% down payment in order to buy a home, or move on to their next home. Time after time,...

Dont Disqualify Yourself Over Half Of All Loans Approved Have A FICO Score Under 750
The results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in t...

Starting To Look For A Home Know What You WANT Vs What You NEED
In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.If you’ve been thinking ...

3 Questions To Ask Before Buying Your Dream Home
If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be ful...

5 Cheap And Effective Staging Ideas
Appearance is crucial when selling your home. Making your home look sensational will go a long way in being able to get what you want out of the property. It's here that staging co...

5 Reasons You Shouldnt Buy A Home This Year
Yap! You read that title Right? 5 Reason’s you shouldn’t buy a Home this year!Now, I’m sure it’s difficult to think that a real estate broker, who’s success in business i...

Saving To Buy A Home Do You Know The Difference Between Cost Price
As a seller, you will be most concerned with the ‘short term price’ – where home values are headed over the next six months. As a buyer, you must be concerned not with price ...

Homeownership Builds Wealth Offers Stability
The most recent Housing Pulse Survey released by the National Association of Realtorsrevealed that the two major reasons Americans prefer owning their own home inste...

Would You Qualify For A Mortgage Now
The widespread myth that perfect credit and large down payments are necessary to buy a home are holding many potential home buyers on the sidelines. According to Ellie Mae’s...

Jul 1 2016 23428 1
REALTOR® MAGAZINE HONORS SCOTTIE SMITH, II WITH PRESTIGIOUS “30 UNDER 30” AWARD DALLAS, TX – March 29, 2016 -- REALTOR® Magazine's "30 under 30" for 2016 was recentlya...


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Scottie Smith, II & Associates
2717 Commerce St.
Dallas, TX
214-945-1370